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Your Financial Safety net.
Term life insurance is the simplest form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you die. You choose the protection for a specific period of time.
Choose affordable protection today…
Cislo Insurance Partners offer you the flexibility of choosing affordable protection for 10-, 15- and 20-year terms.
Have options for permanent protection tomorrow.
Term Life Insurance
Term life insurance can help you:
- Provide a death benefit; Your loved ones get a guaranteed, tax advantaged death benefit if you die.
- Pay fixed premiums; Enjoy affordable protection with fixed premiums for terms of 10, 15 or 20 years
- Explore conversion options; You can convert to permanent life insurance, even if your health deteriorates
Whole Life Insurance
Whole life insurance provides permanent death-benefit protection with a savings component that builds cash value and pays dividends.
You can access your cash value through policy loans to help cover unexpected expenses, pay college costs or use as a retirement income supplement.
Whole life can help you:
- Provide a death benefit- Your loved ones get a guaranteed, tax advantaged benefit if you die
- Secured guaranteed premiums- Your policy premiums will never increase, but may be reduced or eliminated
- Build cash value- Your premiums and potential dividends create cash value that you can access for future financial needs, including retirement
- Your premiums and potential dividends create cash value that you can access for future financial needs, including retirement